7 steps to a secure retirement

Tom Hegna highlights 7 steps to retirement at the 2015 Advisor Network Summit. 1. Have a Plan 2. ...

Continue Reading...

Top Tips for Helping Clients Leave an Inheritance

“According to a research study done by Merrill Lynch Wealth Management, investors believe that  a trusted financial advisor should be a part of the process for discussing family inheritance.” Several ...

Continue Reading....

Increased Life Expectancy Leads To A Decrease In Payout Rates

Adjustments in Mortality Tables are expected to change due to an increase in life expectancy.  As a result insurance carriers will adjust highest guaranteed income roll up and payout factors ...

Continue Reading....

Planning Can Help Avoid Mistakes With Social Security

Planning to utilize your resources to adequately plan for retirement can be overwhelming when looking at the complex system of social security. In the recent article, Planning Can Help Avoid ...

Continue Reading....

5 Major Risks to a Client’s Retirement Income

Have you discussed the risks associated with retirement income with your client? Help your client become proactive in planning for retirement. Knowing your clients retirement goals, assets and identifying the ...

Continue Reading....

Your Questions About Qualified Money, RMDs and QLACs Answered

Qualified funds, funds that have not been reported to the IRS on the annual tax report, requires that RMDs be taken out upon the age of 70 1/2. In 2014 ...

Continue Reading....

3 Ways to Boost the Odds Your Savings Will Last a Lifetime

1. Get the most out of Social Security. 2. Buy guaranteed lifetime income you can begin collecting immediately. 3. Buy lifetime income you can collect in the future. “A recent ...

Continue Reading....

Don’t Fall into the Gap

Retirees are facing an income gap when trying to replace pre-retirement income. This chart from  employee benefit research institute, BlackRock, shows that a retiree at the traditional retirement age will ...

Continue Reading....

The First Financial Surprise of Retirement

Is your client prepared for his or her net retirement paycheck? Adjusting to changes in retirement can be overwhelming for retirees when unexpected deductions in projected retirement income sneak up ...

Continue Reading....

Advisors Urged to Help Clients Rethink Retirement Savings

The role a Financial Advisor plays in retirement planning is substantial. Often the common focus is on lump sum, however, it is significant to  focus on the income generating power ...

Continue Reading....